Life Settlements

Life Insurance Policies vs. Usable Cash

Life insurance is something that many people invest in. Having an insurance policy gives policyholders peace of mind that their beneficiaries, whether they be a spouse, child, or other loved one, will be taken care of when they’re gone. But sometimes, having financial help or stability during life becomes more important than leaving money behind.

What You Need to Know About Life Settlements

It’s not uncommon for a policyholder to decide to work with a life settlement provider in order to receive much needed cash. The sale of a life insurance policy occurs between a policyholder and a life settlement company.

A life settlement is given when an individual sells their life insurance policy for cash. They can then use the cash to fund items such as retirement, living expenses, or medical bills. A life settlement is a viable option for policyholders who wish to benefit from their policy’s funds now instead of later.

Sell My Life Insurance Policy streamlines the process by connecting you with life settlement companies that are ready to make an offer for your policy. While individuals don’t often receive face value for their policy, the cash offer they receive is a fair price. The life settlement market is steadily growing because more and more people, particularly seniors and terminally-ill individuals, are reaching out to buyers to utilize the money they can receive from selling their policies now.

Who is Sell My Life Insurance Policy?

Sell My Life Insurance Policy was created to simplify the life settlement process. We do this by connecting you with multiple life settlement companies at once, saving you the hassle of individually researching and reaching out to life settlement companies. After putting you in touch with our partners, you select the best company for your needs to receive an immediate lump-sum payment for your policy. To get started, complete our simple, 2-step form. With a few clicks, you’ll be on your way to getting cash offer for your policy now.

Why Should I Sell My Life Insurance Policy?

You need additional funds for your retirement

Life after retirement can be expensive. A senior may be struggling to pay daily living expenses and could benefit from the cash value their life insurance settlement could offer. Or maybe someone doesn’t have enough money to do other activities, such as traveling. Whatever the case, a life settlement is a great option for adding money to your retirement fund and can help retirees enjoy their time in the best way possible.

You need money for medical bills

Ongoing medical expenses can be costly, especially if you’ve been diagnosed with a life-threatening illness. Money from a life settlement can help with paying off medical bills and funding future treatments.A life settlement could help lessen the financial burden of medical expenses.

Your beneficiaries no longer need the funds

You’ve likely named your children as the beneficiaries of your life insurance policy. If your children have grown and are now financially independent, these individuals may no longer need the funds from your policy. When the beneficiary of the policy is not in need of the settlement, policyholders can instead utilize the funds from their death benefit settlement.

You have multiple life insurance policies

You may have taken out more than one life insurance policy to ensure that your family was fully covered. Now, coverage from multiple policies may no longer fit your needs. Selling one of your policies is a great way to benefit from your life insurance right now. Working with a life settlement company like, Sell My Life Insurance Policy to receive the highest offer possible can give families the money they really need.

You struggle to afford the premium payments

As you age, your premium payments may increase. This can be burdensome in addition to all your other expenses. A life settlement frees you from costly premium payments, allowing you to put your money to better use. So instead of worrying about paying future premiums and a potential policy lapse, you can use your money for other expenses.

Frequently Asked Questions

Can I sell my life insurance policy?

Yes. Life settlements have been legalized for over a century in the United States. In 1911, the Supreme Court ruled that policy owners have the right to sell their life insurance policy. State regulations allow for policyholders to work with a settlement company to sell ownership of the policy for a cash payment.

Who qualifies for a life settlement?

Policy holders must meet certain criteria in order to qualify for a life settlement. You must be 70 years of age or older if you’re in generally good health. Otherwise, you must be diagnosed with a life-threatening illness and have a limited life expectancy. In either case, you must have a life insurance policy of $100,000 or more. These limitations help ensure policy holders are making the best choice possible regarding their life insurance settlement.

How can I sell my life insurance policy?

The life settlement process is quick and easy when you use Sell My Life Insurance Policy. Fill out our 2-step qualifier form and we will connect you with our interested life settlement partners. Once connected, they will verify your medical and policy information. Upon verification, you receive an offer for your policy, and upon acceptance of the offer, you will get a lump sum payment, while the company becomes the new policy owner.

Viatical vs. Life Settlements

Those with a life-threatening illness such as cancer, ALS, or Alzheimer’s may qualify for a viatical settlement. A viatical settlement can help individuals with a short life expectancy cover expenses like long-term care costs. For someone who is terminally ill, receiving their policy’s cash value can be in their best interest to help them cover ongoing medical expenses during their last year or final months. To see if you qualify for a viatical settlement, fill out our simple form!

Life Insurance Policies vs. Usable Cash

Life insurance is something that many people invest in. Having an insurance policy from a reliable insurance company gives policyholders peace of mind that their beneficiaries, whether they be a spouse, child, or other loved one, will receive a death benefit and be taken care of when they’re gone. But sometimes, having financial help or stability during life becomes more important than life insurance and leaving money behind.

What You Need to Know About Life Settlements

It’s not uncommon for a policyholder to decide to work with a third party life settlement provider or life settlement broker in order to receive much needed cash at a fair price.

The sale of a life insurance policy occurs between a policyholder and a life settlement company or broker. A life settlement is given when an individual sells their life insurance policy at face value for cash. Though it often takes time to find the best price and broker, the lump sum of the policy’s cash surrender value to fund items such as retirement, living expenses, or medical bills, or even funeral planning and transaction costs associated with such preparations. The broker or life settlement company continues to pay the policy premiums and receives the death benefit once the insured passes away. A life settlement is a viable option for policyholders who wish to benefit from their policy’s funds now instead of receive a net death benefit later.

Sell My Life Insurance Policy uses the best practices and streamlines the process by connecting you with life settlement companies and life settlement brokers that are ready to make a bid for the cash surrender value of your policy and any associated transaction costs. The life settlement industry is steadily growing because more and more people, particularly seniors and individuals with life-threatening illnesses and short life expectancy are becoming aware of this viable option. The life settlement market uses the best practices and presents a reasonable option for those looking for immediate cash. An advisor may be consulted to ensure the best deal is being made.

What is Sell My Life Insurance Policy?

Sell My Life Insurance Policy was created to simplify the life settlement process. We do this by connecting you with multiple life settlement companies and brokers at once, saving you the hassle of individually researching and reaching out to life settlement brokers. After putting you in touch with the partners we trust, you select the best offer and best company for your needs and receive an immediate lump-sum payment for your policy. To get started, complete our simple, 2-step form. With a few clicks, you’ll be on your way to getting a fair price and immediate cash for your policy.

Why Should I Sell My Life Insurance Policy?

You need money for medical bills

Ongoing medical expenses can be costly, especially if you’ve been diagnosed with a life-threatening illness. Money from a life settlement can help with paying off medical bills and funding future treatments. An insurance company can act as your advisor and help you through this decision. They can look at medical records and determine how a life settlement contract could help lessen the financial burden of medical expenses and whether it would be better than a net death benefit. Of course, it is always preferred to reach out to a financial advisor to ensure you are making the best decision for you and your family.

Your beneficiaries no longer need the funds

You’ve likely named your children as the beneficiaries of your life insurance policy. If your children have grown and are now financially independent, these individuals may no longer need the funds from your policy. When the beneficiary of the policy is not in need of the settlement, policyholders can instead utilize the funds from their death benefit settlement.

You have multiple life insurance policies

You may have taken out more than one life insurance policy to ensure that your family was fully covered. Now, coverage from multiple policies may no longer fit your needs. Selling one of your policies is a great way to benefit from your life insurance right now. Working with a company to receive the highest offer possible can give families the money they really need.

You need additional funds for your retirement

Life after retirement can be expensive. Seniors are key individuals who can attest to this. Seniors in their golden years may be struggling to pay daily living expenses and premiums and could benefit from the cash value their life insurance settlement could offer. Or maybe someone doesn’t have enough money to do other activities, such as traveling. Whatever the case, a life settlement is a great option for adding money to your retirement fund and can help retirees enjoy their time in the best way possible.

You struggle to afford the premium payments

As you get older, your premium payments increase. This can be burdensome in addition to all your other expenses. A life settlement frees you from costly premium payments, allowing you to put your money to better use. So instead of worrying about paying future premium payments and a potential policy lapse, you can use your money for other expenses rather than save it for future premiums.

Frequently Asked Questions

Can I sell my life insurance policy?

Yes. Life settlements have been legalized for over a century in the United States. In 1911, the U.S. Supreme Court ruled that policy owners have the right to sell their life insurance policy. State regulations allow for policyholders to work with life settlement companies to sell ownership of the policy at face amount for a cash payment.

Who qualifies for a life settlement?

Policy holders must meet certain criteria in order to qualify for a life settlement. You must be 70 years of age or older if you’re in generally good health. Otherwise, you must be diagnosed with a life-threatening illness and have a limited life expectancy. In either case, you must have a life insurance policy of $100,000 or more. These limitations help ensure policy holders are making the best choice possible regarding their life insurance settlement.

How can I sell my life insurance policy?

The life settlement process is quick and easy when you use Sell My Life Insurance Policy. Fill out our 2-step qualifier form and we will connect you with interested life settlement partners we trust. Once connected with a life settlement provider, they will verify your medical records and life insurance company and policy information. Upon verification, you receive a fair price offer for your policy, and upon acceptance of the offer, the life settlement transaction will be complete. You will get a lump sum payment, while the life settlement company becomes the new policy owner and will receive money from the insurer upon your passing. A financial advisor should be consulted to ensure the best deal is reached.

Viatical vs. Life Settlements

Those with a life-threatening illness such as cancer, ALS, or Alzheimer’s may qualify for a viatical settlement. A viatical settlement can help individuals with a short life expectancy —a life expectancy of two years is typical — cover expenses like long-term care costs. Upon the death of the insured, the third party policy broker will receive the death benefit. For someone who has a life-threatening illness or limited life expectancy, receiving their policy’s cash value from a life settlement provider can be in their best interest to help them cover ongoing medical expenses. For additional information or to see if you qualify for a viatical settlement, fill out our simple form!

Life Insurance Policies vs. Usable Cash

Life insurance is something that many people invest in. Having an insurance policy gives policyholders peace of mind that their beneficiaries, whether they be a spouse, child, or other loved one, will be taken care of when they’re gone. But sometimes, having financial help or stability during life becomes more important than leaving money behind.

What You Need to Know About Life Settlements

It’s not uncommon for a policyholder to decide to work with a life settlement provider in order to receive much needed cash. The sale of a life insurance policy occurs between a policyholder and a life settlement company.

A life settlement is given when an individual sells their life insurance policy for cash. They can then use the cash to fund items such as retirement, living expenses, or medical bills. A life settlement is a viable option for policyholders who wish to benefit from their policy’s funds now instead of later.

Sell My Life Insurance Policy streamlines the process by connecting you with life settlement companies that are ready to make an offer for your policy. While individuals don’t often receive face value for their policy, the cash offer they receive is a fair price. The life settlement market is steadily growing because more and more people, particularly seniors and terminally-ill individuals, are reaching out to buyers to utilize the money they can receive from selling their policies now.

Who is Sell My Life Insurance Policy?

Sell My Life Insurance Policy was created to simplify the life settlement process. We do this by connecting you with multiple life settlement companies at once, saving you the hassle of individually researching and reaching out to life settlement companies. After putting you in touch with our partners, you select the best company for your needs to receive an immediate lump-sum payment for your policy. To get started, complete our simple, 2-step form. With a few clicks, you’ll be on your way to getting cash offer for your policy now.

Why Should I Sell My Life Insurance Policy?

You need additional funds for your retirement

Life after retirement can be expensive. A senior may be struggling to pay daily living expenses and could benefit from the cash value their life insurance settlement could offer. Or maybe someone doesn’t have enough money to do other activities, such as traveling. Whatever the case, a life settlement is a great option for adding money to your retirement fund and can help retirees enjoy their time in the best way possible.

You need money for medical bills

Ongoing medical expenses can be costly, especially if you’ve been diagnosed with a life-threatening illness. Money from a life settlement can help with paying off medical bills and funding future treatments.A life settlement could help lessen the financial burden of medical expenses.

Your beneficiaries no longer need the funds

You’ve likely named your children as the beneficiaries of your life insurance policy. If your children have grown and are now financially independent, these individuals may no longer need the funds from your policy. When the beneficiary of the policy is not in need of the settlement, policyholders can instead utilize the funds from their death benefit settlement.

You have multiple life insurance policies

You may have taken out more than one life insurance policy to ensure that your family was fully covered. Now, coverage from multiple policies may no longer fit your needs. Selling one of your policies is a great way to benefit from your life insurance right now. Working with a life settlement company like, Sell My Life Insurance Policy to receive the highest offer possible can give families the money they really need.

You struggle to afford the premium payments

As you age, your premium payments may increase. This can be burdensome in addition to all your other expenses. A life settlement frees you from costly premium payments, allowing you to put your money to better use. So instead of worrying about paying future premiums and a potential policy lapse, you can use your money for other expenses.

Frequently Asked Questions

Can I sell my life insurance policy?

Yes. Life settlements have been legalized for over a century in the United States. In 1911, the Supreme Court ruled that policy owners have the right to sell their life insurance policy. State regulations allow for policyholders to work with a settlement company to sell ownership of the policy for a cash payment.

Who qualifies for a life settlement?

Policy holders must meet certain criteria in order to qualify for a life settlement. You must be 70 years of age or older if you’re in generally good health. Otherwise, you must be diagnosed with a life-threatening illness and have a limited life expectancy. In either case, you must have a life insurance policy of $100,000 or more. These limitations help ensure policy holders are making the best choice possible regarding their life insurance settlement.

How can I sell my life insurance policy?

The life settlement process is quick and easy when you use Sell My Life Insurance Policy. Fill out our 2-step qualifier form and we will connect you with our interested life settlement partners. Once connected, they will verify your medical and policy information. Upon verification, you receive an offer for your policy, and upon acceptance of the offer, you will get a lump sum payment, while the company becomes the new policy owner.

Viatical vs. Life Settlements

Those with a life-threatening illness such as cancer, ALS, or Alzheimer’s may qualify for a viatical settlement. A viatical settlement can help individuals with a short life expectancy cover expenses like long-term care costs. For someone who is terminally ill, receiving their policy’s cash value can be in their best interest to help them cover ongoing medical expenses during their last year or final months. To see if you qualify for a viatical settlement, fill out our simple form!

Life Insurance Policies vs. Usable Cash

Life insurance is something that many people invest in. Having an insurance policy from a reliable insurance company gives policyholders peace of mind that their beneficiaries, whether they be a spouse, child, or other loved one, will receive a death benefit and be taken care of when they’re gone. But sometimes, having financial help or stability during life becomes more important than life insurance and leaving money behind.

What You Need to Know About Life Settlements

It’s not uncommon for a policyholder to decide to work with a third party life settlement provider or life settlement broker in order to receive much needed cash at a fair price.

The sale of a life insurance policy occurs between a policyholder and a life settlement company or broker. A life settlement is given when an individual sells their life insurance policy at face value for cash. Though it often takes time to find the best price and broker, the lump sum of the policy’s cash surrender value to fund items such as retirement, living expenses, or medical bills, or even funeral planning and transaction costs associated with such preparations. The broker or life settlement company continues to pay the policy premiums and receives the death benefit once the insured passes away. A life settlement is a viable option for policyholders who wish to benefit from their policy’s funds now instead of receive a net death benefit later.

Sell My Life Insurance Policy uses the best practices and streamlines the process by connecting you with life settlement companies and life settlement brokers that are ready to make a bid for the cash surrender value of your policy and any associated transaction costs. The life settlement industry is steadily growing because more and more people, particularly seniors and individuals with life-threatening illnesses and short life expectancy are becoming aware of this viable option. The life settlement market uses the best practices and presents a reasonable option for those looking for immediate cash. An advisor may be consulted to ensure the best deal is being made.

What is Sell My Life Insurance Policy?

Sell My Life Insurance Policy was created to simplify the life settlement process. We do this by connecting you with multiple life settlement companies and brokers at once, saving you the hassle of individually researching and reaching out to life settlement brokers. After putting you in touch with the partners we trust, you select the best offer and best company for your needs and receive an immediate lump-sum payment for your policy. To get started, complete our simple, 2-step form. With a few clicks, you’ll be on your way to getting a fair price and immediate cash for your policy.

Why Should I Sell My Life Insurance Policy?

You need money for medical bills

Ongoing medical expenses can be costly, especially if you’ve been diagnosed with a life-threatening illness. Money from a life settlement can help with paying off medical bills and funding future treatments. An insurance company can act as your advisor and help you through this decision. They can look at medical records and determine how a life settlement contract could help lessen the financial burden of medical expenses and whether it would be better than a net death benefit. Of course, it is always preferred to reach out to a financial advisor to ensure you are making the best decision for you and your family.

Your beneficiaries no longer need the funds

You’ve likely named your children as the beneficiaries of your life insurance policy. If your children have grown and are now financially independent, these individuals may no longer need the funds from your policy. When the beneficiary of the policy is not in need of the settlement, policyholders can instead utilize the funds from their death benefit settlement.

You have multiple life insurance policies

You may have taken out more than one life insurance policy to ensure that your family was fully covered. Now, coverage from multiple policies may no longer fit your needs. Selling one of your policies is a great way to benefit from your life insurance right now. Working with a company to receive the highest offer possible can give families the money they really need.

You struggle to afford the premium payments

As you get older, your premium payments increase. This can be burdensome in addition to all your other expenses. A life settlement frees you from costly premium payments, allowing you to put your money to better use. So instead of worrying about paying future premium payments and a potential policy lapse, you can use your money for other expenses rather than save it for future premiums.

Frequently Asked Questions

Can I sell my life insurance policy?

Yes. Life settlements have been legalized for over a century in the United States. In 1911, the U.S. Supreme Court ruled that policy owners have the right to sell their life insurance policy. State regulations allow for policyholders to work with life settlement companies to sell ownership of the policy at face amount for a cash payment.

Who qualifies for a life settlement?

Policy holders must meet certain criteria in order to qualify for a life settlement. You must be 70 years of age or older if you’re in generally good health. Otherwise, you must be diagnosed with a life-threatening illness and have a limited life expectancy. In either case, you must have a life insurance policy of $100,000 or more. These limitations help ensure policy holders are making the best choice possible regarding their life insurance settlement.

Viatical vs. Life Settlements

Those with a life-threatening illness such as cancer, ALS, or Alzheimer’s may qualify for a viatical settlement. A viatical settlement can help individuals with a short life expectancy —a life expectancy of two years is typical — cover expenses like long-term care costs. Upon the death of the insured, the third party policy broker will receive the death benefit. For someone who has a life-threatening illness or limited life expectancy, receiving their policy’s cash value from a life settlement provider can be in their best interest to help them cover ongoing medical expenses. For additional information or to see if you qualify for a viatical settlement, fill out our simple form!

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